The Total Money Makeover by Dave Ramesy
The Total Money Makeover is a great tool for describing a simple and effective plan for someone to get out of debt and handle life’s financial emergency situations. This book became the most effective tool for me when I became desperate to get out of debt. Before starting the book, I read the 7-step system and said “I can’t even do step one”, then after reading how to work through step one I felt it was too simple to actually work and it would take a lifetime to complete. Desperation made me start the processes outlined, two years later all of my debt was gone; no more collection calls, no more fear to answer the phone! The outlined process for steps one and steps two are how to get out of debt, the next five are about how to build a life of financial security and have a nest egg to retire on. Yes! They all are successful if you start….